jl460 Privacy Policy

1. Introduction

jl460 ("we," "us," "our," or "the Platform") is committed to protecting the privacy and personal data of all individuals who use jl460.app and its associated gaming services ("Services"). This Privacy Policy describes how jl460 collects, uses, stores, discloses, and protects personal data in connection with the operation of its online gaming platform serving Filipino players throughout the Philippines.

This Privacy Policy is issued in compliance with Republic Act No. 10173, the Data Privacy Act of 2012 ("DPA"), its Implementing Rules and Regulations, and the issuances of the National Privacy Commission of the Philippines ("NPC"). This policy applies to all personal data processed by jl460 in relation to its registered players, website visitors, and prospective users.

By registering a jl460 account, accessing jl460.app, or using any Service provided by jl460, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and processing of your personal data as described herein. This Privacy Policy should be read together with jl460's Terms & Conditions.

2. Data Controller

For purposes of the Philippine Data Privacy Act of 2012, jl460 acts as the personal information controller with respect to all personal data collected through jl460.app and its Services. jl460 determines the purposes and means of processing your personal data and is responsible for ensuring that such processing is conducted lawfully, transparently, and in accordance with your rights under Philippine law.

jl460 has designated a Data Protection Officer (DPO) responsible for overseeing compliance with the DPA and responding to data subject requests. Contact details for the DPO are provided in Section 15 (Contact Us) of this Privacy Policy.

3. Personal Data We Collect

3.1 Registration and Identity Data

When you register a jl460 account, we collect:

• Full legal name;
• Date of birth (to verify the 21+ age requirement);
• Philippine mobile number (e.g., Globe or Smart 09XX numbers);
• Email address;
• Username and encrypted password;
• Country and city of residence (e.g., Manila, Cebu, Davao, Quezon City).

3.2 Identity Verification (KYC) Data

To comply with PAGCOR Know Your Customer requirements and Philippine AML regulations, jl460 may collect:

• Government-issued photo identification (Philippine passport, SSS ID, PhilSys ID, driver's license, PRC ID, Postal ID, or equivalent);
• Proof of current address (utility bill, bank statement, or barangay certificate not older than three months);
• Selfie or liveness verification image for identity confirmation;
• Proof of ownership of payment method (e.g., screenshot of GCash account showing registered name).

3.3 Financial and Transaction Data

• Payment method details (GCash account number, Maya account, bank account details for BPI, BDO, Metrobank);
• Deposit amounts, dates, and payment references;
• Withdrawal requests, amounts, and processing status;
• Complete wagering history including games played, bet amounts, outcomes, and timestamps.

3.4 Technical and Usage Data

• IP address and geolocation data;
• Device type, operating system, and browser version;
• Session duration, login timestamps, and logout timestamps;
• Pages visited within jl460.app and features accessed;
• Referral source and campaign attribution data.

3.5 Communication Data

• Content of live chat sessions with jl460 customer support;
• Email correspondence with jl460;
• Records of SMS communications including OTP delivery logs.

4. How We Collect Your Data

jl460 collects personal data through the following means:

• Directly from you – during account registration, KYC verification, deposit or withdrawal transactions, customer support interactions, and participation in promotions;
• Automatically – through cookies, web beacons, pixel tags, and server logs when you access jl460.app;
• From third-party service providers – including payment processors (GCash, Maya, BancNet), identity verification services, fraud detection providers, and analytics platforms;
• From regulatory authorities – where required by law, jl460 may receive data from PAGCOR, the Anti-Money Laundering Council (AMLC), or law enforcement agencies.

5. How We Use Your Personal Data

jl460 processes personal data for the following purposes:

• Account management: Creating, maintaining, and managing your jl460 player account;
• Identity verification: Confirming you meet the 21+ age requirement and KYC obligations under PAGCOR and AML regulations;
• Transaction processing: Processing deposits, withdrawals (including GCash payouts), and maintaining accurate financial records;
• Fraud prevention and security: Detecting, investigating, and preventing fraudulent activity, money laundering, and unauthorized account access;
• Regulatory compliance: Fulfilling obligations under Philippine gaming regulations, the DPA, the Anti-Money Laundering Act, and other applicable laws;
• Customer support: Responding to queries, resolving disputes, and providing technical assistance;
• Service improvement: Analyzing usage data to improve platform features, game selection, and user experience;
• Marketing communications: Sending promotional offers, bonus notifications, and platform updates to players who have opted in to receive such communications;
• Responsible gaming: Monitoring for signs of problem gambling and facilitating responsible gaming tools including deposit limits and self-exclusion.

6. Legal Basis for Processing

jl460 processes your personal data on the following legal bases under the Data Privacy Act of 2012:

• Consent: Where you have provided express consent at the point of data collection (e.g., opting in to marketing communications);
• Contractual necessity: Where processing is necessary to perform the contract between you and jl460 (i.e., the Terms & Conditions governing your account);
• Legal obligation: Where processing is required to comply with applicable Philippine laws and regulations, including PAGCOR requirements, the AMLA, and the DPA;
• Legitimate interests: Where processing is necessary for jl460's legitimate interests, including fraud prevention, platform security, and service improvement, provided such interests are not overridden by your rights and interests.

7. Data Sharing and Disclosure

jl460 does not sell, rent, or trade your personal data. We may share your data with the following categories of third parties solely for the purposes described in this Privacy Policy:

• Payment processors: GCash (G-Xchange Inc.), Maya Philippines, BancNet, and other payment service providers for the processing of deposits and withdrawals;
• Game providers: Licensed game studios providing game content to jl460, who may receive anonymized session data necessary for game function and fairness auditing;
• Identity verification services: Third-party KYC and liveness detection providers for document verification;
• Cloud and infrastructure providers: Data hosting, storage, and content delivery providers operating under data processing agreements with jl460;
• Regulatory authorities: PAGCOR, the National Privacy Commission, the Anti-Money Laundering Council, and other Philippine government agencies where required by law or court order;
• Professional advisors: Legal counsel, auditors, and compliance consultants under strict confidentiality obligations.

All third-party service providers engaged by jl460 are required to process personal data only on jl460's documented instructions and to implement appropriate technical and organizational security measures.

8. International Data Transfers

Some of jl460's third-party service providers may be located outside the Philippines. Where personal data is transferred outside the Philippines, jl460 ensures that such transfers are conducted in compliance with Section 21 of the Data Privacy Act and the NPC's implementing guidelines, including through the use of appropriate contractual safeguards such as standard contractual clauses or adequacy determinations.

jl460 will not transfer personal data to any jurisdiction that does not provide a level of data protection substantially equivalent to that provided under Philippine law without implementing appropriate additional safeguards.

9. Data Retention

jl460 retains personal data for as long as your account remains active and for such additional period as is necessary to fulfill the purposes described in this Privacy Policy, including:

• Active accounts: Data retained for the duration of your jl460 account and for a minimum of five (5) years following account closure, in compliance with Philippine AML record-keeping requirements;
• Financial transaction records: Retained for a minimum of five (5) years in compliance with the Anti-Money Laundering Act of 2001 (RA 9160, as amended);
• KYC documentation: Retained for a minimum of five (5) years following the end of the business relationship;
• Marketing consent records: Retained for the duration of consent and for three (3) years following withdrawal of consent.

Upon expiration of applicable retention periods, personal data is securely deleted or anonymized in accordance with jl460's data disposal procedures.

10. Security Measures

jl460 implements appropriate technical and organizational measures to protect personal data against unauthorized access, accidental loss, destruction, alteration, or disclosure. These measures include:

• 256-bit SSL/TLS encryption for all data in transit between your device and jl460 servers;
• Encryption of sensitive data at rest, including financial data and KYC documents;
• Multi-factor authentication for access to jl460 internal systems;
• Role-based access controls limiting employee access to personal data on a need-to-know basis;
• Continuous monitoring and intrusion detection systems;
• Regular security audits and penetration testing by independent third parties;
• Incident response procedures for detecting, managing, and reporting personal data breaches in accordance with NPC notification requirements.

In the event of a personal data breach that is likely to result in a risk to the rights and freedoms of affected data subjects, jl460 will notify the NPC within 72 hours of becoming aware of the breach and will notify affected data subjects without undue delay, in accordance with the DPA and NPC Circular No. 16-03.

11. Cookies and Tracking Technologies

jl460 uses cookies and similar tracking technologies (web beacons, pixel tags, local storage) on jl460.app for the following purposes:

• Essential cookies: Required for the operation of jl460.app, including maintaining your login session, language preferences, and security tokens. These cannot be disabled without affecting platform functionality;
• Analytics cookies: Used to measure how players use jl460.app, which pages are visited most frequently, and how players navigate the platform, enabling us to improve the user experience;
• Functional cookies: Used to remember your preferences within jl460.app, such as game display settings and notification preferences;
• Marketing cookies: Used to track the effectiveness of jl460 marketing campaigns and to present relevant promotional content to players who have opted into marketing communications.

You can control non-essential cookies through your browser settings. Note that disabling cookies may affect the functionality of jl460.app. jl460 does not use cookies to build advertising profiles for sale to third-party advertisers.

12. Your Rights as a Data Subject

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by jl460:

To exercise any of the above rights, please contact jl460's Data Protection Officer using the contact details provided in Section 15. jl460 will respond to all data subject requests within 15 business days, as required by the DPA.

13. Data of Minors

jl460 does not knowingly collect or process the personal data of individuals under 21 years of age. jl460's Services are strictly limited to players aged 21 and above in compliance with PAGCOR regulations. If jl460 becomes aware that it has inadvertently collected personal data from a person under 21 years of age, it will immediately delete such data and close the associated account.

Parents or guardians who believe that a minor has provided personal data to jl460 are encouraged to contact our Data Protection Officer immediately using the details in Section 15.

14. Changes to This Privacy Policy

jl460 reserves the right to update or amend this Privacy Policy at any time. Where changes are material – particularly those that affect how your personal data is used or your data subject rights – jl460 will notify registered players via the email address or mobile number on file, or through a prominent notice on jl460.app, not less than 7 days before the changes take effect.

The date of the most recent revision is displayed at the top of this Privacy Policy. Your continued use of jl460 Services following the effective date of any amended Privacy Policy constitutes your acknowledgment and acceptance of the revised terms. If you do not agree with any amendments, you should cease using jl460 Services and close your account.

15. Contact Our Data Protection Officer

For any questions, concerns, or requests regarding this Privacy Policy or jl460's data processing practices, please contact jl460's Data Protection Officer:

• Email: support@jl460.app
• Channel: Live chat available 24/7 on jl460.app
• Response time: Within 15 business days for formal data subject requests; within 24 hours for general privacy inquiries

If you are not satisfied with jl460's response to your data privacy concern, you have the right to file a complaint with the National Privacy Commission of the Philippines. The NPC may be contacted at privacy.gov.ph.